The
following privacy principles were established to maintain the security,
integrity and confidentiality of your personal financial information.
The type of
information we collect:
We routinely
collect and retain the information we obtain from your account
applications, transaction history (for deposits, loans, credit
cards, etc.) and from consumer reports. This information helps
us:
- To establish
and administer your accounts.
(Example: We ask for personally identifying information to protect
your accounts from fraud.)
- To satisfy
certain regulatory requirements. (Example: When you open an
account that pays interest, we are required by the Internal
Revenue Service to obtain your social security number)
- Better
understand you so that we may provide you with additional or
improved products and services.
(Example: We require information concerning your credit history
and your assets to determine if you qualify for loan approval.)
THE TYPE
OF INFORMATION WE SHARE
We do not disclose any nonpublic personal information about our customers or former customers, except as permitted by law.
How is that
information protected?
Access to
your personally identifiable financial information is limited
to employees with a specific business reason for utilizing this
data. Our employees are educated about the importance of maintaining
confidentiality and customer privacy, if necessary, we take appropriate
disciplinary steps to enforce our employees' responsibility to
protect your very personal information.
In order to
prevent unauthorized access to your information, we maintain security
standards and procedures that conform to Federal standards. These
security standards and procedures are routinely tested to verify
the integrity of our systems.
The policies
referred to includes but not limited to the Security policy, Internal
control policy, and the microcomputer policy.
