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Rates Effective as of 10/23/2014


Checking Accounts
Account Product Name
Daily Balances of:
Minimum Opening Deposit
Minimum Balance to Obtain APY
Interest Rate
APY*
NOW Checking***
$1,000.00 - $2,499.99
$1,000.00
$1,000.00
0.05%
0.05%
$2,500.00 and up
$1,000.00
$2,500.00
0.10%
0.10%
Hi-Fi ***
$2,500.00 - $9,999.99
$2,500.00
$2,500.00
0.15%
0.15%
$10,000.00 and up
$2,500.00
$10,000.00
0.20%
0.20%
Hi-Fi Platinum***
$2,500.00 - $9,999.99
$10,000.00
$2,500.00
0.25%
0.25%
$10,000.00 and up
$10,000.00
$10,000.00
0.30%
0.30%
HSA (Health Savings Account)***
$25.00 - $2,499.99
$25.00
$25.00
0.05%
0.05%
$2,500.00 and up
$2,500.00
$2,500.00
0.10%
0.10%
*Annual Percentage Yield
**Daily balance. The amount of the principal in the account each day.
***The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings.


Savings Acccounts
Account Product Name
Daily Balances of:
Minimum Opening Deposit
Minimum Balance to Obtain APY
Interest Rate
APY*
Kid Cent$ Savings Account***
$2.50
$2.50
$0.01
.10%
.10%
Savings Account***
$100.00
$100.00
$0.01
.10%
.10%
*Annual Percentage Yield
**Daily balance. The amount of the principal in the account each day.
***The interest rate and annual percentage yield may change after account opening.


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