Fraud Check√

Fraud Check√ can be added to any of the Bank of Commerce checking accounts for a low monthly fee. Let us tell you how!

Identity Theft Insurance with Fraud Assistance
You'll have up to $10,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity. Included in this benefit is Fraud Assistance, a comprehensive service designed to help with the hassle of clearing your good name. You'll receive expert help to assist you in organizing paperwork, advising you about notifying creditors and more. (This coverage is not available to residents of the state of New York.)

Payment Card Protection
Register all your credit, debit, ATM and check cards at one time and in one place. As a member, you'll feel more secure knowing that you are protected. If your cards are lost or stolen, simply call one convenient toll-free number 24 hours a day to cancel cards, stop unauthorized purchases and request new cards. You'll also have the security of knowing that if you are more than 50 miles from home and have reported the cards lost or stolen you have access to:
     •Emergency Cash
     •Emergency Airline Tickets
(Some restrictions may apply.)

Credit Alert®***
With 24-hour, daily credit monitoring, you'll be alerted automatically of certain negative changes to your credit. While it can't prevent identity theft, Credit Alert® can greatly reduce its impact by allowing you to minimize the damage. If there are no changes to your credit, you'll even receive a quarterly notification letting you know that nothing has changed. Your Initial enrollment in Credit Alert® will be valid for one year with an option to re-enroll at no additional cost!

***Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, significant changes in credit score, certain derogatory information, or accounts that have been added to their credit reports as reported by one of the three major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental.

Fraud Check√ for a Low Monthly Fee of $2.95

Special Program Notes
Identity Theft Insurance is offered through the insurance company named on the Benefit Summary Insert. Please refer to the insert for complete details of coverage and exclusions.

Services & Fees
Stop Payments $27.50 per item
Overdraft Charge $25.00 per item
Return Check Charge $25.00 per item
Dormant Accounts $10.00 per month
Early Account Closing $50.00
Collections - Incoming/Outgoing
Customers Only

Telephone Transfers $2.00 each
Account Printout $2.00
Return Items / Charge Back $5.00 per item
Bill Pay No monthly fee. 10 Free per month $0.50 each over 10
Free Initial Token
Token Replacement $15.00

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Safe Deposit Boxes

Non Account Holder
Annual Fee
BC Club
Drill Fee $100.00

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Special Services
Bookkeeping Services 20.00 per hour plus 2.00 per item or $10.00 minimum
Money Orders
Customer Only
$2.50 Minimum
Cashiers Checks
Customers Only
Check Cashing 3% of face amount (10.00 Minimum)
Wire Transfers $20.00 Outgoing
$10.00 Incoming
Bank Bags Small $3.00
Large $20.00
Photo Copies $.50
Garnishment/Levies $100.00
Notary Fee - Non Customer $5.00 per Notary Stamp
Custom Statements $.50 per page $2.00 minimum
ATM /Check Card Replacement $5.00
Account Verification $10.00
FAX - $5.00 1st page $1 each additional page

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