







|

Rates Effective as of 1/6/2009
Checking Accounts
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Account Type
|
Tiers
|
Rate
|
APY*
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|
NOW Checking
|
Tier 1
|
0.25%
|
0.25%
|
|
|
Tier 2
|
0.40%
|
0.40%
|
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Hi-Fi
|
Tier 1
|
0.25%
|
0.25%
|
|
|
Tier 2
|
1.25%
|
1.26%
|
|
|
Tier 3
|
1.50%
|
1.51%
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Hi-Fi Platinum
|
Tier 1
|
0.25%
|
0.25%
|
|
|
Tier 2
|
1.25%
|
1.26%
|
|
|
Tier 3
|
2.00%
|
2.02%
|
*Annual Percentage Yield
Fees may reduce earnings on the account.
Rates may change after the account is opened.
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|
Savings Acccounts
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|
Account Type
|
Rate
|
APY*
|
|
Passbook Savings
|
0.75%
|
0.75%
|
|
Lit'l Peoples Savings Account
|
0.75%
|
0.75%
|
*Annual Percentage Yield
Fees may reduce earnings on the account.
Rates may change after the account is opened.
|
|
Certificates of Deposit
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|
Account Type
|
Rate
|
APY*
|
|
CD - 3 Month CD
|
1.75%
|
1.76%
|
|
CD - 6 Month CD
|
2.00%
|
2.02%
|
|
CD - 12 Month CD
|
2.25%
|
2.27%
|
|
CD - 18 Month CD
|
2.30%
|
2.32%
|
|
CD - 24 Month CD
|
2.50%
|
2.53%
|
|
CD - 30 Month CD
|
2.55%
|
2.58%
|
|
CD - 36 Month CD
|
2.75%
|
2.78%
|
|
CD - 48 Month CD
|
3.00%
|
3.04%
|
|
CD - 60 Month CD
|
3.25%
|
3.30%
|
|
IRA - 18 Month IRA
|
2.50%
|
2.52%
|
*Annual Percentage Yield
Penalty for early withdrawal.
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